Daniel Clarke

New Resources

Market Integration and Border Effects in Eastern Africa, CSAE working paper
The economics of the Arab Spring, CSAE working paper
Optimal public investment, growth, and consumption: Evidence from African countries, CSAE working paper
Borders that Divide: Education and Religion in Ghana and Togo since Colonial Times, CSAE working paper
CSAE Newsletter 05, Autumn 2011
Political Origins of Financial Structure, CSAE working paper
Insurance products for the poor should not be poor products, iiG Briefing Paper

CSAE, Balliol College and the Department of Statistics

Biography

Daniel works at the University of Oxford where, in addition to being a Research Student at the CSAE, he is a Lecturer in Actuarial Science at the Department of Statistics and a D.Phil. Candidate at the Department of Economics. He is also a Fellow of the Institute of Actuaries.

His doctoral research is on the economics of insurance for the poor, in particular insurance product design. He is interested in the choice between bilateral (one insurer, one policyholder) and multilateral (one insurer, man policyholders) insurance contracts and the choice between indemnity-based (payout is based on realised loss) versus index-based (payout is based on some observable index) insurance cover. He has proposed that group excess of loss-style microinsurance schemes should be sold to groups such as extended families or community groups, where payouts are only made when the group as a whole has suffered a large aggregate loss.